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HEALTH INSURANCE MANDATES BY STATES

Written by SB&E Council

"Beyond regulations like guaranteed issue and community rating, state laws impose a host of mandated benefits on insurers. These mandates, while often sounding reasonable, carry real and sometimes significant costs. Health care mandates are easy to impose, as politicians take credit for expanded benefits while denying the related costs." -- SB&E's Small Business Survival Index 2006

State Rankings of Number of Health Insurance Mandates

Rank	State	Health Mandates
1	Idaho	13
2	Dist. of Columbia	17
3	Alabama	18
4	Utah	21
5	Hawaii	22
6	Iowa	23
6	Vermont	23
8	Alaska	24
8	Delaware	24
10	Michigan	25
10	Ohio	25
12	Mississippi	28
12	South Carolina	28
12	South Dakota	28
15	Arizona	29
16	Nebraska	30
16	Wisconsin	30
18	Oregon	31
19	Wyoming	32
20	Kentucky	33
20	North Dakota	33
22	Indiana	34
22	New Hampshire	34
24	West Virginia	35
25	Oklahoma	36
26	Colorado	37
26	Kansas	37
26	Pennsylvania	37
29	Illinois	38
30	Georgia	39
30	Missouri	39
30	Montana	39
30	Tennessee	39
34	Arkansas	40
34	Louisiana	40
34	Massachusetts	40
34	New Jersey	40
34	Rhode Island	40
39	Maine	44
39	North Carolina	44
41	New Mexico	45
42	New York	46
43	Washington	48
44	California	49
44	Florida	49
44	Nevada	49
47	Connecticut	50
48	Texas	51
49	Virginia	54
50	Maryland	59
51	Minnesota	62

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Disclaimer: KSSmallBiz is published by Kenneth L. Daniel. Statements of fact or opinion are those of the authors or persons quoted. All information is believed to be accurate and authoritative but is not intended to substitute for legal, accounting, tax, or other professional advice.

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